Three years in… $$$

Following 2011 thru 2014 Market S&P results (based on amount of liquidity added to the Market in 2009 & now 2020…

The chart above shows the S&P & its current performance over 3 years… (updated 01 JUN 2025 )
NOTE: MARKET was sideways in 2014, so patience is important ( buy low — sell high )

STOCKS (bought this year)
_ _ _ _ _ PRICE _ _ DIVENDENDS
JUNE
DOW _ _ $27.00 _ _ 10.1%
MAY
WEN _ _ $11.00 _ .._ 4.9%
HPQ ._ _ $23.00 _ ._ 4.7%
AAP ._ _. $31.50 _ .._ 2.1%
PLUG _ _ $0.715 _ ._ 0.0%
GOOGL _ $148.00 __ 0.5%
APRIL
CRWV _ . $38.00 _ _ 0.0%
PZZA _ _ $31.00 _ .._ 4.1%
BIDU _ _ $74.00 _ _ 10.1%
GOOGL _ $141.00 __ 0.5%
MU __ _ $63.80 _ ._ 0.5%
F .___ _. $8.60 __ _ 5.8%
TGT ._ _. $88.00 _ ._ 4.8%
AMD _ _ $78.00 _ ._ 0.0%
INTC _ _ $18.00 _ .._ 2.6%
SWKS _ . $49.00 _ .._ 4.1%
BBY ._ _. $56.00 _ .._ 5.7%
MCHP _ . $35.00 _ ._ 3.1%
VALE _ _ $8.22 __ _ 11.0%
TSM ._ _ $135.00 _ ._ 1.5%
PFE __ _ $22.00 _ ._ 7.3%
BABA _ _ $100.00 _ . 0.9%
AVGO ._ . $143.20 _ _ 1.0%
PANW _ . $154.00 _ _ 0.0%
SHOP _ . $70.00 _ ._ 0.0%
AMAT _ . $122.00 _ _ 1.2%
AMZN _ . $164.00 _ _ 0.0%
WMT .. _ $80.00 _ ._ 0.9%
SMCI .. _ $28.00 _ ._ 0.0%
CRWD _ . $310.00 _ .. 0.0%
MSFT _ . $353.00 _ _ 0.7%
CX .__ _ $5.07 __ __ 1.2%
BLMN . _ $6.55 __ ._ 7.9%
SLV __ _ $27.11 __ _ 0.0%
FCX ._ _. $30.00 _ .._ 1.6%
CBRL _ _ $34.50 _ .._ 1.7%
LRCX _ _ $65.00 _ .._ 1.1%
NVDA _ . $102.00 _ _ 0.0%
DELL _ _ $73.00 _ .._ 1.9%
NOW _ _ $730.00 _ .. 0.0%
NET ._ _ $100.00 _ _ 0.0%

RISK FREE
SGOV __ $100.xx _ _ 4.2% _ _ _ ( 0-3 mo. Treasury Bond )

NAILED THE LOWS… Ten month in… (2024)

Following 2013 Market S&P results (based on amount of liquidity added to the Market in 2009 & now 2020…

The chart above shows the S&P & its current performance this year… (updated 21 NOV 2024 )
NOTE: a shift was built in, which helped nailed the August dip. BUT 4th quarter dip has been occurring 8 weeks later than displayed (refer to 2011 & 2012 charts).

NAILED THE LOWS… One month lag on the HIGHs

Following 2012 Market S&P results (based on amount of liquidity added to the Market in 2009 & now 2020…

NOTE: Liquidity is being removed, so after August is questionable…

Following 2011 Market S&P results (based on amount of liquidity added to the Market in 2009 & now 2020…

The Table (below) shows how the Equity (stock) Market exponentially out-performs when compared to TSP or 401K plans ( before & after MARKET meltdown ).

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CLICK here for calendar info…
?   Economic Cyclical Chart
shows where to allocate all or part of your money by date
( up 31.4% in year 2021…).
( up 2.4% in year 2022…).

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Say you had $300K in the TSP “S” fund (or 401K) in Sept 2018.  By Christmas 2018, you had only $226K ( –24.7% ).
To get even, you needed a % gain greater than the % lost ( +32.9% ).
By FEB 2020, you had $325K ( +43.9% ).  You may think you made $100K in 2019, but that’s because you didn’t track your lost from 2018…
By MAR 6 2020, you have only $277K ( –14.8% ).  And are now down in the last 18 months…
The Good News…  With 5% contributions of $100K salary & 4% Agency match from Sept 2018, you have your additional contribution ($7.6K) plus 96% of Agency match (a gain of $6K in 18 months). So, adjusted balance $283K ( –13.0% ).

MEANWHILE:  despite no matching agency funds, if you had $300K in Microsoft stock in Sept 2018.  You would now have $447K today (down from $522K in FEB). A gain of ( +32.9% ).

That’s why 401K aren’t that great in an economy with unregulated capitalism.  By retirement, greed & inflation will kick your butt…

UPDATE:  By Sept 7 2020, you have only $320K ( +7% ) in your TSP now (not much to show for the last 24 months)…  
You would now have $585K ( +95% ) today ( in Microsoft stock )…

?   Recommended Stocks
shows my picks.

OTHER CHARTS: 
?   Recessions by Political Parties
?   Market Performance by President

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